Save 1 hour at the dealership

When you’re pre-approved you get to call the shots in the car-buying process

When you’re pre-approved you get to call the shots in the car-buying process

A pre-approval is a car-shopper’s best friend. It turns you into a cash buyer, gives you a negotiating edge, and takes all the stress out of financing. It’s car shopping on your terms. Not the dealer’s

15+ lenders competing for you

We have exclusive, long-term relationships with banks and credit unions — some that focus 100% on car loans. And we have no problem pitting them against each other to make sure you get the best rate available.

Buy with confidence

With a pre-approval, you’ll know what your monthly payments will be. It takes all the guesswork out of buying a car. You’ll never be stretched too thin ... and you may even be able to get a nicer car than you thought.

Faster financing

A pre-approval helps you fly through the financing process. You’ll already know how much you can borrow, your rate, and your monthly payment. There’s no need to waste time crunching numbers in the back office.

You’re approved

Our goal at Carmel Motors is to get you approved regardless of your credit history. Our lenders specialize in getting the best rates whether you’re just building your credit ... or trying to rebuild it

Same day rates

Want to know how much you can borrow? Find out right now. Just fill out the form above and you’ll have your loan rate within 24 hours. You could be driving a new car by tomorrow!

Won’t harm your credit score

Get pre-approved without the worries. Pre-approvals are considered “soft inquiries” that won’t affect your credit score at all. In fact, they only show up on credit reports that you request.

15+ lenders competing for you

We have exclusive, long-term relationships with banks and credit unions — some that focus 100% on car loans. And we have no problem pitting them against each other to make sure you get the best rate available.

Buy with confidence

With a pre-approval, you’ll know what your monthly payments will be. It takes all the guesswork out of buying a car. You’ll never be stretched too thin ... and you may even be able to get a nicer car than you thought.

Faster financing

A pre-approval helps you fly through the financing process. You’ll already know how much you can borrow, your rate, and your monthly payment. There’s no need to waste time crunching numbers in the back office.

You’re approved

Our goal at Carmel Motors is to get you approved regardless of your credit history. Our lenders specialize in getting the best rates whether you’re just building your credit ... or trying to rebuild it

Same day rates

Want to know how much you can borrow? Find out right now. Just fill out the form above and you’ll have your loan rate within 24 hours. You could be driving a new car by tomorrow!

Won’t harm your credit score

Get pre-approved without the worries. Pre-approvals are considered “soft inquiries” that won’t affect your credit score at all. In fact, they only show up on credit reports that you request.

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We make it easy

Quick online approval

Quick online approval

It takes about 2 minutes to fill out our secure car loan application. Then hit “apply” and you’ll have your rate ASAP.

One-stop loan shop

One-stop loan shop

We work with an exclusive group of 15+ lenders who specialize in all types of car loans. We’ll get you a great rate.

Acres of cars

Acres of cars

We have a 5-acre lot filled with low-mileage, high-quality used cars, trucks and SUVs for every budget.

Pick up or delivery?

Pick up or delivery?

Swing by the showroom to pick up your new wheels. Or, we’ll deliver it to your driveway free (up to 50 miles).

Happy dance time

Happy dance time

You just got a great deal on an amazing car. And the whole experience was easy and fun. Congrats!

Frequently asked questions

Ask us a question - call 317-844-2580